Going Online with Social Security Isn’t Hard Work

goingonlineSummer is just a memory. Long gone is the day when you fired up the grill with family and friends in the backyard on Labor Day. It’s time to put away the shorts and bring out the jackets.

When you’re raking the leaves, remember that the best part of labor isn’t the single day off you get each year, but the Social Security retirement benefits you earn through the years that you work.

And, just as you choose what kind of work to do over a lifetime, you can choose how you wish to file for your retirement benefits. While some may prefer to apply in person at their local Social Security office, an increasing number of retirees are finding it easier and more convenient to claim their benefits by retiring online at www.socialsecurity.gov. In fact, more than half of all retirees now file for their Social Security retirement benefits online!

When you file for your retirement benefits online, there’s no need to fight traffic getting to a Social Security office, because you can apply from the comfort of your home or office. The process of applying for retirement benefits can take as little as 15 minutes, but if you have to go back to work, you can save your application and return to it later.

If you’re close to retirement, you may want to take advantage of our retirement planner at www.socialsecurity.gov/planners/retire, where you can get detailed information about your Social Security retirement benefits, and what you may want to consider as you prepare for your future.

In addition, you should check out our Retirement Estimator at www.socialsecurity.gov/estimator, which will give you an instant, personalized estimate of your future benefits. You can plug in different ages and scenarios to help you make a decision on retirement even if it’s many years way.

At Social Security, our highest priority is protecting the privacy and security of the personal information we maintain on you and almost every American so you can rest assured that doing business online with us is both safe and secure.

Social Security has the online services to help at www.socialsecurity.gov, whether you are retiring now, or whether you have many more season changes in your future.

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30 thoughts on “Going Online with Social Security Isn’t Hard Work

    • We are sorry that you were not able to use our estimator Frederick. We have a variety of calculators that can help you plan for the future. Which calculator you choose depends on what you want to do. Also, you can create a my Social Security account online. With your personal my Social Security account, you can verify your earnings, get your Social Security Statement, and much more. We hope this helps.

  1. I have a college degree and find the site not always user-friendly. Some retirees have unusual situations which should be addressed prior to applying. Interesting that I received two different answers for the same question, at an office in New York, and one in Tennessee.

  2. The website has always proved to be very user-friendly, has allowed me to calculate my earnings dependent on retirement age and I find it very helpful. I, too, have a college degree but it certainly isn’t necessary on this site.

  3. I find the site user friendly; a few months ago I looked for a “Suggestion Blog”, and did not find one. Is there a blog where SS recipients or others may give suggestions regarding changes in SS we would like. The intent would be propose ideas for SSA improvement in a positive manner, and not be a complaint blog. For example, when computing COLAs I suggest SSA use an index which closely reflects seniors’ expenses, and I suggest the method for determining whether or not income tax is owed on SS benefits (I think it is the same now as when it began in 1984) be updated according to inflation or be indexed, whichever is the appropriate method.
    Thank you.

    • Hi Ellen. Please visit our Contact Social Security page at http://www.ssa.gov/pgm/reach.htm. Once there, select the “Email Us” link. This will take you to the “Email A Question to our Support Team” form, where you can complete and submit your comment or suggestion. Your feedback is greatly appreciated.

      • Some stupid formulas are used
        to calculate secured funds
        and it does not apply to contribution people. The amounts
        are outdated and old and do not refect the increases in 20.00 for dinner and 40000.00 for acar. The whole system must be redone.

    • Unfortunately, although that’s a great idea, it would be impossible to prevent it from devolving into a complaint forum filled with trolls griping about the government and everything else. Just read the comments following these blog posts. Every single one, without exception, is filled with hateful anti-government rhetoric- complaints about the people on disability being just a bunch of “fakers” who are “too lazy to work,” complaining about wait times on decisions, phone calls, office appointments, and of course slamming the government’s waste, fraud, and abuse,” and spreading the vitriol about how Social Security is a ripoff and it’s running out, etc.

      The problem is that people are willfully ignorant. They can’t be bothered to check facts or even ask questions; it’s easier to just accept as gospel anything they hear, no matter how ridiculous or impossible, and of course, blame the government. People have NO IDEA of the incredible amount of resources our government provides us. Easier to find fault when their personal, individual issues aren’t immediately addressed in the exact manner they want.

      They complain about “their tax dollars being wasted” and demand “smaller government” then rant bitterly at the government’s “inefficiency” when they have to wait – when it’s the CUTS Congress has ruthlessly been making that have drastically reduced personnel, closed offices, and shortened hours. Can’t have it both ways, people. It’s NOT all about you.

    • Hello Fermina. If you are having difficulties with your personal my Social Security account, please call 1-800-772-1213 for assistance. After you hear “Briefly tell me why you are calling,” say “Help Desk” for help with a my Social Security account. Sometimes, it might be best to visit your local Social Security office for further assistance.

  4. Password rules are way too cumbersome have to change too often and too many restrictions. Online is certainly more convenient for both parties, just make it easier to sign in.

  5. I get the free disability money. I have a representative payee. The local office wouldn’t let me change my address and only can input one address into the system which was the representative payee. All of the mail gets sent to the representative payee. I can’t even change the address on My Social Security account.

    I get free Medicare too. The Medicare Advantage plan told me that my address doesn’t match what is in the record for Medicare.

    How can Social Security bust someone for fraud if they don’t even know where the person live.

  6. Hi SS ! I am 57 years old ! Had prostate cancer surgery, now I am having urinary incontinents very embarrassing and I would very much like to file for Sociel Security after contribution for over 36 years , what do I do.? I need help please thank you .

  7. Dear Commissioners of Social Security,

    With the new administration coming into office very soon, I would like to address my anxiety of what is going to happen to SS and SSDI. I am worried about the talking of the Republican Party wanting to privatize the program and/or make cuts to the programs. As you know each of us depend on the benefits we receive and don’t want to hear rumors of cutting the program or whatever. Please protect the program.

    • We understand your concern Patti. Currently, there have been no changes to the Social Security programs. According to the Social Security Board of Trustees, the combined assets of the Social Security trust funds are projected to be depleted in 2034. If Congress does not act before then, there will only be sufficient income coming in to pay 79 percent of scheduled benefits. For more information, please visit https://www.ssa.gov/OACT/TR/2016/index.html. We hope this helps.

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