National my Social Security Week: April 4-13, 2016

For more than 80 years, Social Security has helped secure today and tomorrow with information, tools, and resources to meet your changing needs and lifestyles.

Mature African American Couple Using Laptop At Breakfast

Today begins National my Social Security Week. With the help of a myriad of groups and organizations, Social Security will host numerous events and activities across the country to raise awareness about the benefits of opening a secure online my Social Security account.

With a my Social Security account, you can:

  • Keep track of your earnings and verify them every year;
  • Get an estimate of your future benefits, if you are still working;
  • Get a letter with proof of your benefits, if you currently receive them; and
  • Manage your benefits:
    • Change your address;
    • Start or change your direct deposit;
    • Get a replacement Medicare card; and
    • Get a replacement SSA-1099 or SSA-1042S for tax season.

In some states, you can also request a replacement Social Security card online using my Social Security. This service is currently available in the District of Columbia, Iowa, Kentucky, Michigan, Nebraska, New Mexico, Pennsylvania, Washington, and Wisconsin. It’s an easy, convenient, and secure way to request a replacement card online. To request a replacement card online, you must:

  • Have or create a my Social Security account;
  • Have a valid driver’s license in a participating state or the District of Columbia (or a state-issued identification card in some states);
  • Be age 18 or older and a United States citizen with a domestic U.S. mailing address (this includes APO, FPO, and DPO addresses); and
  • Not be requesting a name change or any other changes to your card.

We will provide updates when the service becomes available in additional states.

During National my Social Security Week and in conjunction with Financial Literacy Month, we will hold “Check Your Statement Day” on Thursday, April 7, 2016 to encourage others to join the millions who regularly check their Social Security Statement. By supporting our Thunderclap campaign, you can join us to rally the public and use social media to encourage workers to check their Statement every year. This is important because we base your future benefits on your recorded earnings. Your Statement can help you plan for your financial future. We encourage you to go online to my Social Security to access your Statement whenever you have a change of employment or wish to verify any changes in your benefit estimate.

Help secure your today and tomorrow. Open a my Social Security account at www.socialsecurity.gov/myaccount.

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44 thoughts on “National my Social Security Week: April 4-13, 2016

  1. how can I find out about how I can get an advancement of my Social Security benefits and how to receive more by some law that allows social security to pay out more each month?

  2. We need to work with more vigor to “Scrap the Cap”
    This has been the theme of the VT-ARA and our work with Vermont Seniors.
    As retired nurse (long before retirement funds were available for our profession), living on Social Security is tough in 2016.

    • Without a CAP then any amount would be paid out. SS was never meant to cover 100% of a person’s retirement income. It is meant to supplement retirement plans and a person’s savings. If you are paying someone to lobby for you in their “Scrap the CAP” efforts you are probably being defrauded. Keep the money, you need it more than a lobbyist.

      • The “cap” is the cap on how much higher paid workers pay into the system, not how much is paid out. If we could get Congress “To scrap the cap!”, then the solvency of the SS retirement benefits would be extended by more than 20 years, even if no other changes where made.

  3. I wish I could make an acct (I’ve tried), but I’m dealing with identity fraud, and my social security number is within the system of the IRS investigating it, so it is a waiting game. But I would really like to make an account. If anyone knows how I could, please let me know.

    • You need to go to your local social security office with a picture ID and your social security card. I had to do this because I had frozen my credit. Once you prove you are you they will help you set up an account.

    • We apologize for the inconvenience Melissa. You cannot create a my Social Security account online if you have a security freeze, fraud alert, or both on your credit report. You can still create an account without removing the security freeze or fraud alert, but you will have to visit your local Social Security office. Hope this helps!

  4. we all should have a block on our social security numbers in order to stop fraud on some one else getting our number to commit fraud. send a memo it is mandatory to block it and only you can use that number

    • Social Security is a pay-as-you-go system. Social Security taxes collected from today’s workers pay the benefits of today’s retirees. Any funds in excess of what is needed to pay today’s benefits are invested in special issue, U.S. Government, interest-bearing securities. This investment – the purchase of U.S. Government securities – is what constitutes the “borrowing” that people are sometimes concerned about. Any funds that have been “borrowed” from the Social Security Trust Funds have always been paid back in full, plus interest. Please check out our Trust Fund Frequently Asked Questions page for more information.

  5. How is possible that if husband and wife worked hard to have the benefit of the Social Security, that if one of both dies, the other one have not the right to collect for both, what happen with all the quotes for the person that pass away, does the government keep them?

    • Usually, it costs less for one person than a couple to meet their daily needs. Both members of a couple could receive survivor benefits but the amount paid is effected by an individuals own benefit. SS is an insurance program and like with most programs the benefits are defined by what legislation Congress passes. You could ask why would a widow receive anything if she never worked outside of the household. The money that SS collects now is used to pay other beneficiaries.

  6. There is no desk number. As with any other citizen, employees should be allowed to keep their email addresses private. If you have a problem, call and ask for a supervisor.

  7. I’ve had SS premiums withheld for only 28 quarters during my working years. I’m unable to collect SS. Is it possible to get just the amount I paid in back? As I will never be able to file for any SS benefits.

  8. I paid social security deducts while working as a federal employee,because I supplemented my income. Not able to collect SS benefits, No excuse S S should refund or pay me what is due. I have no faith or respect for SS.

  9. On the web there is a company that is selling a book that claims to show a way to increase the monthly payout by Social Security. I believe that this is a come-on and that increased payouts that the advertisement claims are not possible. I am 80 and do not expect my monthly Social Security amount to change either up or down. Is my conclusion realistic?

    • Thank you for your question Mr. Meyer. Generally, if you continue to work while receiving retirement (or survivors) benefits, your monthly benefit amount could increase. Each year, we review the records for all working Social Security recipients to see if additional earnings may increase monthly benefits. The other way your monthly benefit amount could increase is based on the Cost-of-Living Adjustment (COLA), which is announced each year in October.

  10. Having to change the password on the My Social Security without requesting it is annoying feature of the account. You have to constantly change it every few months. Then if you forget your password, you have to call Customer Service and waste their time and yours.

    There should be a better way of recovering your password or setting a new password which can be all done online after you forgot your password.

  11. During the last couple of weeks an article has been circulating on the internet that says if you were born before 1969 you can get an extra $4,098.
    It also says that the deadline for this to happen is April 30th 2016.

    • Thank you for your question Juan, we appreciate you trying to create an account. At this time you must have a U. S. mailing address to create or to access your online account. The “my Social Security” authentication system requires address verification as one of the essential criteria for issuing an account. People with APO/FPO/DPO addresses can create an account overseas, but our system does not support registration and account creation for users with a foreign address yet. For assistance related to Social Security benefits, you may contact the U.S. Embassy in Mexico by phone or email. Also, our Office of International Operations (OIO) home page provides more information to assist our customers living abroad.

  12. If you don’t have enough quarters on your own account,how do you find out if you are elligible for benefits based on your spouse’s receiving benefits due to having enough quarters. I haven’t found a clear answer. The phone wait seems too long.
    Tks

    • Thank you for your question Robert. Even if you have never worked under Social Security, you may be able to get spouse’s retirement benefits if you are at least 62 years of age and your spouse is receiving retirement or disability benefits. You can also qualify for Medicare at age 65. Visit our Retirement Planner: Benefits For You As A Spouse for more information.

  13. I’ll be 62 in three months and want to file. I’m going to keep working as I only make mid 30000’s. I can receive only half till full retirement of 66. Then I fully retire. Can you explain my options? Thanks

    • Hi Cheryl, you can get Social Security retirement benefits and work at the same time. However, since you are younger than the full retirement age (currently 66), and make more than the yearly earnings limit (2016 limit is $15,720), your earnings may reduce your Social Security benefit amount. If your earnings will be over the limit for the year but you will be retired for part of the year, we have a special rule that applies to earnings for that one year. Please visit our Retirement Planner: Getting Benefits While Working and read our publication How Work Affects Your Benefits for more information.

    • If you’ve managed on your salary up to now and are going to continue working, consider not applying for SS benefits. They will be significantly reduced for early age retirement and that will be the amount you continue to receive even when you reach your “normal” full retirement age of 66. Each year you can postpone receiving SS, the higher your benefits will be.

  14. Tried multiple times to create an online account but the browser instantly declares “We cannot process your request at this time. Please try again later.” Yes, my credit bureau account is unlocked but the web site reports the denial so quickly it couldn’t possibly be hitting Experian anyway.

  15. I retired at the age of 62 and I was penilized for it I receive a small amount each month will this ever change? It is a good thing that I have someone to live with and a roof over my head because with what I’m collecting I would never be able to make it on my own …and I would like to know if I can work part time?

    • Thank you for your questions Valerie. The amount of benefits you receive is established at the time you applied for retirement benefits. It is based on the amount of your average lifetime earnings and your age at the time you applied. If a person file and starts receiving retirement benefits at age 62 or any time prior to their full retirement age, their benefit amount is reduced. Generally, if you continue to work while receiving retirement (or survivors) benefits, your monthly benefit amount could increase. Each year, we review the records for all working Social Security recipients to see if additional earnings may increase monthly benefits. The other way your monthly benefit amount could increase is based on the Cost-of-Living Adjustment (COLA), which is announced each year in October. We hope this information helps.

  16. Social security and medicare along with Medicaid is a big JOKE. Its take , take all your life but when it comes to giving back and helping the poor. You hit the biggest buericratic wall,
    My wife and I were on medicaid fom july 2015 to dec 2016. Then I get a letter from SS IN APR. that I have 30 days to respond as now we make too moch money or our MEDICAID WILL BE CANCELLED. Before I could get the docs. Ready I got another letter after 2 days that they decided to cancell and end on Apr 30th 2016.
    OKLAHOMA is the worst state for help the governer dolled over $100 million to big companies as more jobs will be created, behold as those companies kept the money and have layed off workers. SOME POLICY
    I MAKE $ 853/mo and my wife &1519/mo
    I am a cancer surviver with multiple cronic diseases & last year alone 2015 my part of med. expenses was over $10,000.
    Now I will be cutting my Rx. In half and not fill some. Till I die.
    Thanks OKLAHOMA GOVERNER AND SS.

  17. Since Social Security has a special week in April and HUD has made the month of April “Fair Housing Month,” it seems that since we have lost our COLA for 2016, the gov. sub. program for senior rental communities would stop increasing the rent. Neighbors here are leaving their apartments because of this. So must I if this keeps up.
    And, why are we not aligned to the proper cola program that is not intended for elderly retirees? Than, you.

  18. What is the social security system doing to help American citizens in Indonesia cash their social security checks?

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