Disability, General

Are You Ready for the Storm?

September 7, 2017 • By

Reading Time: 2 Minutes

Last Updated: September 7, 2017

blowing palm trees at the beach Hurricane season is here. Time to stock up on candles, flashlights, and bottled water, for the possibility of inclement weather. It’s good to be prepared for possible misfortune, and to know that you’re covered in case misfortune or disability occurs. Life can be unpredictable and tragedy can strike at any moment.

Social Security has your entire family in mind when it comes to coverage and benefits. We’re here to help secure today and tomorrow — during every stage of life.

Most people think of retirement benefits when they think about Social Security, and that certainly is a big part of what we do. In fact, most of the benefits we pay go to retirees and their families — about 41 million people.

If you work and pay Social Security taxes during your lifetime, you can look forward to a strong foundation of income from Social Security during your retirement. You can build upon that foundation with pensions, savings, and other income.

However, Social Security is more than retirement.

If you become disabled before you retire, and you can’t work to support your family, Social Security has you covered with disability benefits. If you have a disability that prevents you from working and is expected to last a year or longer, or result in death, you should apply for disability benefits.

Your work and taxes earn benefits for not only you, but your entire family, too. Family benefits can include retirement, disability and, in the event of your death, survivors benefits. This coverage includes everyone in your family who depends on you for support. This includes your minor children who are under age 18, or age 19 if still in secondary school, as well as your spouse. It also can include older children who have severe disabilities that began before age 22. Statistics show that 1-in-4 of year-olds becomes disabled before reaching retirement age. Social Security disability benefits provide a much-needed financial support to people when they need it most.

Whether through survivors, disability, or retirement benefits, Social Security is here to help you and your entire family when the need arises. We’re with you through life’s journey.

Be ready. Learn about the Social Security disability benefits to which you may be entitled by reading our online publication, Understanding the Benefits.

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About the Author

Jim Borland, Acting Deputy Commissioner for Communications

Jim Borland, Acting Deputy Commissioner for Communications

Comments

  1. P.H.McClellan

    Please help me change my Address! I was probably hacked after I gave all of my personal info online! thank you

    • Ray F.

      To confirm the information on your record or if you are unable to change your address online, you can call us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday from 7 a.m. to 7 p.m. and one of our agents will assist you. Also, you can view your contact information (e.g. change your address) of record via the My Profile Tab on my Social Security. If you are having difficulties with your personal my Social Security account, please call 1-800-772-1213 for assistance. After you hear “Briefly tell me why you are calling,” say “Help Desk” for help with a my Social Security account. Although our regular telephone service representatives are not available after 7 p.m., Monday through Friday, our Help Desk representatives can assist you until 12:00 midnight Eastern Time.

  2. Ray W.

    I’m living on a small amount $755.00 a month with 2 children that is with me full time no momma drama she doesn’t see them. One boy 11 & a girl 09 years old. Plus snap. But that don’t but clothing shoes or school uniforms school supplies is not enough plus if your children wants to do sports. It’s hard to say no because you just don’t have it…

  3. tina

    will we get our disability early because hurricane irma ? help please i have no home now

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