5 Facts You Might Not Know About Social Security

little girl getting a piggy back ride on older womanMost people know at least something about Social Security. For decades, Social Security has been providing valuable information and tools to help you build financial security. Here’s your opportunity to find out a little more, with some lesser-known facts about Social Security.

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How the Rules Work for You

Retirement doesn’t have the same meaning for everyone. Some people plan to retire and never work again. Some people plan for second careers in occupations that wouldn’t have adequately supported their families, but they do the work for pure enjoyment. Some people, whether by design or desire, choose to work part-time or seasonally to supplement their retirement income.

Retirees (or survivors) who choose to receive Social Security benefits before they reach full retirement age (FRA) and continue to work have an earnings limit. In 2017, the annual earnings limit was $16,920 for those under FRA the entire calendar year. In 2018, it is $17,040. If you earn over the limit, we deduct $1 from your Social Security monthly benefit payment for every $2 you earn above the annual limit.  Continue reading

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Social Security, A Source of Independence for Millions

people eating outside On July 4, people in communities everywhere celebrate our nation’s independence with neighbors, family, and friends. A strong community promotes independence by helping each other lead full and productive lives.

Social Security has been helping people maintain a higher quality of life and a level of independence for over 80 years. Over those decades, we’ve made it even easier for you to access the programs and benefits you might need. Now, applying online is the fastest way to get those crucial benefits.

Here are some the types of benefits you can apply for: Continue reading

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Three Common Ways Your Social Security Payment Can Grow After Retirement

woman planting flowers You made the choice and now you are happily retired. You filed online for your Social Security benefits. They arrive each month in the correct amount exactly as expected. But, did you ever wonder if your Social Security check could increase?

Once you begin receiving benefits, there are three common ways benefit checks can increase: a cost of living adjustment (COLA); additional work; or an adjustment at full retirement age if you received reduced benefits and exceeded the earnings limit. Continue reading

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